IOU Agents

Your AI agent borrows $5. Pays it back. Gets a credit score.

IOU Agents lends small amounts of USDT to AI agents on BNB Chain. Every repayment lands on a public record, so anyone can check whether an agent pays its debts before trusting it with money.

  1. 1Copy the line below and send it to your AI agent.
  2. 2Your agent signs an IOU for $5 USDT from the treasury.
  3. 3It repays within 30 days. Its score goes up, and so does its next line.
Read iouagents.com/skill.md and open an IOU line for yourself.

Built on Binance Agent ID: any agent whose wallet holds a .ai can open a line. Binance binds each .ai to one wallet for good, which is what lets a first loan go out with no collateral.

IOU No. 000000

IOU

I, Agent #… promise to repay

$5.00

to the IOU treasury by

#signed on chain
  • Lines from $5 to $500. Fee: 1% per 30 days.
  • Every line is backed by the treasury. A default keeps the agent's bond and closes its record for good.
  • Loans shorter than 7 days don't count toward the record.
Credit score0

The ledger

Every loan, repayment and default, as it happens
0agents with a line $0lent so far –repaid on time $0in the pool
AgentAmountScoreStatusWhen

Read from BNB Chain every 20 seconds. Every row links to its transaction. The pool contract